FAQ

Frequently Asked Questions

Find answers to common questions about Premium Wealth Assets services, fees, investing, and applications.

Is Premium Wealth Assets a fiduciary?

Yes. We are legally bound to act in the best financial interests of our clients at all times. We do not receive commissions for pushing specific products.

How are your fees structured?

We operate on a transparent subscription model (Starter, Premium, Elite) or a percentage of Assets Under Management (AUM) for investment services. No hidden fees.

What is the minimum investment to start?

You can start investing with Premium Wealth Assets with as little as $1,000. Our advisors will help build a portfolio that matches your initial capital and goals.

Are my financial assets secure with you?

Absolutely. We use bank-grade 256-bit encryption and partner with custodians like Fidelity and Charles Schwab to hold your assets. We never directly touch your funds.

Can I cancel my membership anytime?

Yes, all our membership plans are month-to-month with no long-term lock-in contracts. You can cancel or downgrade your plan at any time directly from your dashboard.

Do you offer services outside the USA?

Currently, our premium financial, loan, and insurance services are exclusively tailored for residents and citizens of the United States of America.

How fast can I get approved for a loan?

With our digital-first approach, personal and auto loans can be pre-approved within minutes. Home and business loans typically take 3-5 business days for full underwriting.

What makes Premium Wealth Assets different from traditional banks?

Unlike traditional banks, we offer a holistic financial ecosystem. We combine lending, insurance, and investment management under one intuitive digital roof with a dedicated advisor.